Terms of Use

1. About these terms

These Terms of Use govern access to and use of the FONRAT website. By using the website, you agree to these terms. If you do not agree, please do not use the website.

FONRAT is a UK-based strategic advisory practice. References to "FONRAT", "we", "us" or "our" in these terms refer to the operator of this website.

2. Website information only

The website presents general information about FONRAT, its approach and areas of work. Website content is not legal, financial, regulatory or other specialist professional advice and should not be relied upon as such.

Nothing on this website is an offer, guarantee or promise of a particular result. Any decision to accept an engagement, and the scope, fees, responsibilities and deliverables for that engagement, must be set out in a separate written agreement between FONRAT and the client.

3. Separate engagement terms

Paid consulting or advisory work is governed by the proposal, engagement letter, statement of work or other written terms agreed between FONRAT and the relevant client. These website Terms of Use do not form the basis of any consulting or advisory engagement.

Contacting FONRAT, submitting an enquiry or discussing a possible project does not by itself create a client relationship, duty of care, exclusivity obligation or commitment to provide services.

4. Intellectual property

Unless otherwise stated, the website and its content—including text, visual identity, brandmarks, graphics, layout and design—are owned by or licensed to FONRAT and are protected by copyright, trademark and other intellectual property laws.

You may view the website and make a reasonable personal or internal-business copy of publicly available material for reference. You may not reproduce, republish, distribute, modify, commercialise or otherwise use website content without prior written permission.

5. Acceptable use

You must not use the website unlawfully or in a way that could damage, disable, overload or compromise the website or its security. You must not attempt unauthorised access, introduce malicious code, or engage in harassment, fraud or other harmful behaviour.

6. Accuracy and availability

FONRAT aims to keep the website accurate and available but does not warrant that every item will always be complete, current, error-free or continuously accessible. Content may be corrected or updated without notice.

7. Third-party websites

The website may occasionally link to third-party websites for convenience or reference. FONRAT does not control those websites and is not responsible for their content, availability, security or practices.

8. Liability

To the fullest extent permitted by law, FONRAT is not liable for loss arising solely from reliance on general website content, inability to access the website, or use of a third-party website or service.

9. Privacy

Use of personal information connected with the website is described in the Privacy Policy.

10. Governing law

These terms and any non-contractual dispute arising from the use of this website are governed by the laws of England and Wales. The courts of England and Wales will have jurisdiction, subject to any mandatory provisions of applicable law.

11. Changes and contact

FONRAT may update these terms when reasonably necessary. The effective date above will be revised when a material update is made. Questions about these terms may be sent to fonrat@fonrat.com.